FREE Credit Card Processing Equipment & Software
Click on the links below to view the different types of equipment available through our partners. Please also note only select credit card terminals are free.
Retail Credit Card Terminals
Restaurant Credit Card Equipment
Wireless Credit Card Machines
Credit Card Processing Software
Internet Credit Card Processing Gateways
Contactless Terminals
Pin Pads & Check Readers
ATM Machines

Verifone VX570
The Vx 570 provides merchants with future-proof connectivity. It has built-in support for dial, and an option of combining dial and Ethernet. Dial can be used today, then switched to Ethernet at any time without added cost or inconvenience. Or merchants with broadband service already installed can immediately process payments through the always-on connection. Smart and stylish, the Vx 570 has an intuitive, ATM-style interface and bold menu prompts to reduce help desk training time, support and costs. And its anti-glare, white backlit display provides exceptional readability. Plus, a USB memory drive allows for instant software downloads. The Vx 570 is PCI PED and EMV Level 1 and 2 approved to offer the most reliable security available.

Verifone VX510
The Vx 510’s backlit display, easy-to-read menu prompts and intuitive, ATM-style interface reduce the chance of entry errors. In addition, its integrated high-speed thermal printer and internal PIN pad keep countertops clutter-free. For U.S. and Canadian merchants, the Vx 510 includes Ethernet and 12 MB of memory. In Canada, it is also Interac certified and available with a smart card reader. For merchants outside the U.S. and Canada, the Vx 510 includes a smart card reader to handle data-intensive EMV transactions plus a choice of dial or dial + Ethernet connectivity, 0 or 3 SAMs, and 3 MB or 6 MB of memory. The Vx 510LE is just what U.S. merchants want, and everything they need! This hard-working, reliable payment device efficiently processes debit and credit transactions. Plus, as a part of Vx Solutions, it is an extension of what you already know. Its ATM-style interface is instantly intuitive, requiring virtually no training. The lightweight, ergonomic device with integrated thermal printer and a built-in PIN pad can be easily handed to customers for PIN entry.

Hypercom T7 Plus
The Hypercom T7Plus is designed for merchants requiring a compact countertop POS terminal which accepts all magnetic stripe cards and delivers fast, online transaction authorizations. The T7Plus delivers more - with peripheral acceptance of contactless RF cards and fobs. With its 35 or 19-key configuration, it initiates daily functions and transactions with one simple step. The T7Plus utilizes the SureLoad® printer which allows simple paper roll replacement - paper rolls can be dropped in place without time-consuming feeding through slots and rollers. The printer also supports longer paper rolls for fewer paper changes and its see-through paper holder alerts cashiers to low paper conditions. The T7Plus is customizable. It's the first of its kind to offer bi-lingual screen displays. Big 5 Chinese and English can be shown simultaneously, meeting the needs of Chinese-speaking merchants and cashiers.

First Data FD 100
The First Data™ FD100 terminal is an affordable all-in-one terminal solution that combines performance, security, reliability and ease of use into a low-cost, feature-rich device. It delivers high-quality transaction processing and, by using newer technologies, provides a safe, secure Internet Protocol (IP)/dial-up platform. Compatible with many standard peripherals, the FD100 terminal provides maximum versatility at an affordable price. As one of the fastest, most secure point-of-sale terminals available, the First Data FD100 terminal is easily integrated, supports various communication interfaces, and can be adapted to changing environments and circumstances.

Verifone 3750
Verifone's Omni 3750 with an integrated smart card reader packs all the performance and processing capabilities you need into a compact, ergonomic “hand-over” device that can be easily passed to customers for PIN entry. Convenient, all-in-one design combines a mag-stripe reader, smart card reader, internal PIN pad, and quiet, fast thermal printer. This makes the terminal easy to install and keeps your countertop clutter-free. And because it runs VeriFone’s Verix multi-application architecture, you can support more than just electronic payment transactions. Value-added applications like prepaid phone cards, loyalty programs, gift cards and age verification can help improve customer service. In addition, a user-friendly ATM-style interface and large backlit display simplify clerk training and minimize costly errors. All of which makes the
Omni 3750 a very smart choice — today and tomorrow.

Hypercom T4220
The Vx 510’s backlit display, easy-to-read menu prompts and intuitive, ATM-style interface reduce the chance of entry errors. In addition, its integrated high-speed thermal printer and internal PIN pad keep countertops clutter-free. For U.S. and Canadian merchants, the Vx 510 includes Ethernet and 12 MB of memory. In Canada, it is also Interac certified and available with a smart card reader. For merchants outside the U.S. and Canada, the Vx 510 includes a smart card reader to handle data-intensive EMV transactions plus a choice of dial or dial + Ethernet connectivity, 0 or 3 SAMs, and 3 MB or 6 MB of memory. The Vx 510LE is just what U.S. merchants want, and everything they need! This hard-working, reliable payment device efficiently processes debit and credit transactions. Plus, as a part of Vx Solutions, it is an extension of what you already know. Its ATM-style interface is instantly intuitive, requiring virtually no training. The lightweight, ergonomic device with integrated thermal printer and a built-in PIN pad can be easily handed to customers for PIN entry.

Lipman Nurit 2085
The NURIT 2085 goes beyond the simple transaction swipe to deliver a complete payment management tool in one integrated, compact and comprehensive package. The NURIT 2085 processes all card payments, in addition to cash and checks. It also generates customizable current and batch history reports to help you run your business. A high-speed, built-in, quickloading thermal printer operates quickly and quietly, eliminating the annoying noise and ribbon problems that are commonly associated with impact printers. At the heart of the NURIT 2085 lies a fast Motorola, 32- bit microprocessor, driving its ability to satisfy your daily productivity needs and your customers’ demanding requirements, both today and tomorrow. Split dial capability for connecting with multiple payment hosts enables merchants to choose from among the most costeffective processors for any given payment type. Ideal for small & medium-sized businesses, the terminal supports credit, debit, smart cards, and EBT.The low cost unit integrates a telephone line modem and a fast, quiet printer. It can be easily fitted with internal PIN Pad, EMV smart card reader, and up to four SAMs, and can be used either as a countertop or wall-mounted POS terminal.

Nurit 8020
The Nurit 8020 is the new PCI compliant wireless credit card machine from Verifone. It is the successor to the Nurit 8000. This wireless terminal uses the GPRS network and has excellent coverage. It is compact and light weight, and utilizes a thermal printer with easy drop in loading. The Nurit 8020 GPRS comes with an internal pinpad that allows you to accept pin based debit transactions from your customers as well as all major credit cards. If you are a mobile merchant and are looking for a good wireless machine at a great price, then the Nurit 8020 is for you!

Nurit 8000
The Lipman Nurit 8000 wireless credit card machine is the best solution for merchants wishing to accept credit and debit cards where phone lines are not available. By taking the credit card machine with you, you can lower your processing costs by getting swiped rates. The Nurit 8000 is small and compact, making it easy to take with you. It contains many different options, such as battery saver and store and forward. The Nurit 8000 has a built in thermal printer that is extremely fast and quiet. With the thermal printer, you will never have to buy ink or ribbon! The GPRS coverage is exceptional and the transaction speed is extremely fast! If you are a mobile merchant, the Nurit 8000 is for you!

Verifone VX670
The newest addition to Vx Solutions, the RoHS-compliant* Vx 670 is a radical revolution at hand! With PCI PED approval, this is the smallest all-in-one handheld payment device that is specifically for wireless, customer-facing payment. VeriFone's patent-pending MAXui design provides the largest user interface for an all-in-one payment system with a large, white backlit display and large blue backlit keys. In addition, its purpose inspired design is focused on real world usage is rugged, drop- resistant, and spill-resistant to hold up to the most demanding conditions. This new design is sure to open new sales opportunities because there's never been a device like the Vx 670. Wi-Fi and GPRS wireless technology options are perfect for accepting payment in restaurants, bars and stadiums, as well as delivery operations. It securely handles credit and PIN-based debit cards with a vertical mag-stripe reader, and has optional smart card support.

Way Systems MTT 1500
The Way Systems MTT (Mobile Transaction Terminal)1500 Wireless Credit Card Machine combines low-cost Mobile phone technologies with the capabilities of a point-of-sale (POS) terminal. The Way Systems MTT 1500 Mobile Credit Card Terminal integrates the security and functionality of a traditional credit card machine with the convenience of a mobile phone to create a terminal that accepts payment any where at any time. Specifically designed to provide solutions for businesses and merchants which are less suitable to utilize traditional point-of-sale/service (POS) methodologies, the Way Systems MTT 1500 is an excellent choice for large to small mobile retailers, mobile quick service restaurants, transportation & livery companies, or any other merchant who needs to accept credit, debit, and check cards anywhere. These customers require payment system solutions that not only address the latest dynamics and opportunities in their respective markets, but also offer a secure, convenient and cost effective device, and offer superior service in a much more complex communications environment and the Way Systems MTT 1500 does just that. Any merchant or business which are less suitable to utilize a traditional terrestrial-based, or land-line based POS terminal can find their savior in the Way Systems MTT 1500 wireless credit card machine.

PC Charge Software
PCCharge software turns any PC or PC-based POS system into a secure payment-accepting device. It supports a wide range of peripherals, making it easy to accept all payment types including credit, debit, EBT, checks, stored value/loyalty, purchasing cards (level II), Interac, and more. PCCharge is a cost-effective solution for all business types including brick-and-mortar merchants, e-commerce, MOTO, and QSR/restaurant. Through its intuitive GUI, PCCharge allows merchants to easily maintain a customer database, manage recurring or installment billing, and run robust, business-friendly reports. PCCharge is a PAPB 1.4 validated solution that features many security safeguards and anti-fraud controls. Through its use, merchants are one step closer to achieving PCI (Payment Card Industry) compliance and protecting their business interests.

Aloha Restaurant Software
Processing payment transactions is a critical component to your business. Working with a merchant services provider who understands your business from the time a transaction is made to settlement of funds is a necessity in today’s world of increased technology complexity. Backed by Radiant Systems, a global provider of point of sale technology to the hospitality and retail industries, Radiant Payment Services (RPS) helps businesses like yours safely and efficiently process customer transactions and leverage the information related to those transactions. From the time a transaction is made through settlement of funds, we manage the entire transaction process. As a result, you have fewer points of contact with fewer opportunities for error – while benefiting from heightened security, competitive and transparent pricing and an integrated, end-to-end solution that is easier to implement and manage.

Authorize.Net
Authorize.Net is a payment gateway that enables merchants like you to accept credit card and electronic check payments via Web sites, retail stores, mail order/telephone order (MOTO) call centers and mobile devices. In other words, Authorize.Net replaces the traditional credit card swipe machine you find in the physical retail world. We capture your customers’ payment data, including card number and expiration date, from your checkout form and securely communicate with the appropriate financial institutions for processing and automatic deposit into your merchant account.

Plug-N-Pay WebXpress™
Plug'n Pay's WebXpress™ Processing Gateway is the easiest, most reliable way to add eCommerce capability to any website. With its seamless "plug-in" technology, there are no web server or hosting requirements. The entire transaction takes place on our servers. The WebXpress Wizard automatically generates the necessary code to add "quantity" fields and "order" buttons to the website, and upgrades are transparent to users. Selling online is as easy as "plug and pay"! With Plug'n Pay, easy integration doesn't mean less functionality. The WebXpress Gateway delivers leading-edge technology and a complete package of high- level tools and features at no additional cost.

First Data FD 20 Contactless Reader
The First Data™ FD-20 Contactless Reader offers an ideal solution for retailers who attract and retain customers by how quickly they process transactions. More and more, consumers trade traditional magnetic stripe cards for contactless payments. These transactions are often faster than cash or traditional magnetic stripe credit cards, eliminate the need to swipe the card, and in many instances, also, eliminate the need to sign a receipt. Merchants and customers alike are looking for ways to speed up transactions at the point-of-sale (POS). Slow transaction times can mean longer lines and the potential for lost business. Merchants want to clear the checkout lane quickly, and customers want to spend less time waiting in line. Transaction times can be slowed by requiring the customer to pass the payment card to a clerk for manual swiping or by customers being unfamiliar with how to swipe the card for themselves.

Vivo Pay 4500 Contactless Reader
The flexible ViVOpay 4500 features ARM processor-based hardware with large application memory to support multiple branded EMV and magnetic stripe contactless applications in addition to retailer loyalty, prepaid and NFC mobile phone payment programs. It has built-in remote download for seamless firmware and application update in the field and its flexible design allows it to be installed in almost any surface: countertop, mounted to windows, POS systems or cash registers and more. The ViVOpay 4500 contactless payment device provides additional processing power for advanced contactless applications. ViVOpay 4500 supports EMV-Based OneSmart® MasterCard PayPass™ and Visa Wave as well as MSD-based MasterCard® PayPass™, ExpressPay from American ExpressSM, Visa® contactless and Discover®.

Verifone CR1000i Check Reader
The VeriFone CR 1000i can be cost-effectively integrated into virtually any retail environment. The device's optional dual interface is designed to connect to an electronic cash register (ECR) and to your store's Ethernet network, for efficient back-end processing. This makes it a snap to use the VeriFone CR 1000i as a drop-in replacement for an existing MICR-only check reader in a legacy POS environment - with less cost and complexity than other check conversion alternatives. The VeriFone CR 1000i check and document reader offers multi-lane retailers an easy and efficient way to take advantage of the wide-ranging benefits of check conversion and check imaging at the point of sale (POS). With the CR 1000i, you can quickly and conveniently convert paper checks into secure electronic documents - greatly reducing your cost of handling, processing and collecting checks.

MagTek Mini 4200 Check Reader
The MagTek Mini MICR is a check reader for the most demanding environments. It has a reliable and durable design, and the Mini MICR is also small enough to leave you with most of your counter space. You can use the MagTek Mini MICR with most popular credit card terminals. Mag-Tek's MICR Check Readers with optional Magnetic Stripe Readers meet the challenges of speed and accuracy in the most demanding environments. Daily, thousands of businesses worldwide use our check readers to speed customer transactions, reading billions of real-world checks with every conceivable MICR data format. Offering a read reliability rate of 99.7% - the best in the industry - Mag-Tek's check-reading product line assures complete confidence in data captured from checks, credit cards and driver's licenses.

MagTek Imager RS 232 Check Reader
MICRImage Check Reader (with RS-232 Interface, Requires Cable and Power Supply). The MICRImage Check Reader is both a MICR Reader (Magnetic Ink Character Recognition) and a check-imaging device. The MICRImage reads the MICR character set at the bottom of a check, and the Imager produces a digitized image of the entire check. The characters and the image can be transmitted to a Host device. The Host device then uses a specific authorization or verification process to validate a business transaction. The MICRImage Reader improves accuracy and speed because there is no manual data entry; therefore there are no keying errors or unwanted delays.

Verifone PINpad 1000SE
Evolution never looked so good with VeriFone’s highly-ergonomic PINpad 1000SE, which offers a fast and simple way to accept the latest in both PIN-based and contactless payment. Fully backwards compatible with the previous PINpad 1000SE and the NURIT 222, it's a simple upgrade solution for merchants with those devices who need to meet the new PCI PED security standard. It's also an ideal drop-in replacement that makes implementation trouble-free and virtually effortless. Plus, it supports a wide range of payment and non-payment contactless applications that are certified for global use, and takes advantage of SingleCI, a standard application protocol that protects and leverages your investment in contactless.

Hypercom P1300 PINpad
The Hypercom P1300 PINpad is the new PCI-PED compliant PINpad from Hypercom. It is a very low cost pinpad designed to replace the S9 and older Pinpads. This PINpad is designed to work with all older Hypercom terminals, but please check with your current processor before ordering to ensure compatibility. The Hypercom P1300 PCI-approved PIN entry device is designed to meet the PCI PED security standards for PIN entry, providing merchants with low-cost migration to newly imposed security guidelines. It is compatible with all Hypercom product families and features flexible communications options for rapid integration with electronic cash register (ECR) systems.

Hypercom S9 PINpad
Compact, comfortable and convenient: the S9 PIN-based payment transaction devices from Hypercom are simple to use and cost-effective, too. Look at it from your customers point of view. The S9's hand-fit and easy features maximize efficiency and responsiveness. It puts big number keys, colored OK and CANCEL keys, and a bright, backlit display right in the palm of their hands. Now see the S9 from your side. It meets every security and network integration standard – it's PCI-PED approved and triple-DES-capable. You get a choice of DUKPT or 12 master / session keys in one secure package. Three optional configurations let you move up to an integrated chip card reader, magnetic stripe card or combined chip / magnetic stripe card service. And its complete software makes for easy integration with your existing POS terminal or ECR system. Providing a secure solution for the most recent PCI mandates.

Nurit 292 PP PINpad
The Nurit 292 PIN Pad meets the highest security standards. Its design and many other features make the Nurit 292 PINPad on of the most secure PIN Pads on the market. The NURIT 292 is a powerful, programmable, multi-functional PIN Pad offering comprehensive security. The sophisticated Nurit 292 incorporates multiple key management techniques to protect against fraud and supports all major payment types. It is compatible with all Lipman terminals & ECRs, as well as third party POS systems. For security purposes, all pin-pads need to be encrypted by your merchant account provider. Merchant Warehouse will handle this service, free of charge, for all of our merchants. If you are currently using another processor, you will need to contact them once you receive the product.

Nautilus-Hyosung NH-2100T ATM
Nautilus-Hyosung NH-2100T Outdoor ATM cash dispensing machine. A dependable outdoor ATM cash dispensing machine for in wall installations Nautilus-Hyosung manufactures outdoor ATM products for banks and financial institutions. The NH-2100T is an affordable bank style machine made for any business requiring an in wall installation. It can be installed as a walkup configuration or as a drive-through, maximizing the potential of the NH-2100T. Nautilus-Hyosung offers the buyer a solid weatherized quality built ATM with durable construction. Its compact design allows a greater range of in wall, or ATM kiosk mounting.

Tranax Mini Bank 1500 ATM
The best value in retail ATMs, the Mini-Bank 1500 offers a range of options to custom configure the ideal solution for any location. The Tranax Mini-Bank 1500 inherits the unsurpassed reliability of the Mini-Bank 1000 and 2000. It introduces innovative features such as voice guidance for compliance with existing and proposed ADA requirements. The Mini-Bank 1500's eye-catching, inviting design draws in customers. The wide range of available options enables the Mini-Bank 1500 to meet the needs of any retail location. The Tranax Mini-Bank 1500 delivers the best value in retail ATMs. Every component in a Tranax ATM is designed and manufactured specifically for Tranax ATMs. No other ATM manufacturer offers the same level of integrated design. That's why Tranax ATMs are the most reliable and most cost-effective ATMs available.
Swiped Transactions
1.59%
.10¢
Credit Cards
Per Transaction
Non-Swiped Transactions
2.25%
.10¢
Credit Cards
Per Transaction



